Senior’s Health Benefit Resources in Alberta
- OAS (Old Age Security)
- GIS (Guaranteed Income Supplement)
- CPP (Canada Pension Plan)
Seniors Benefits Provided by the Alberta Government
Click on each Seniors’ Benefits provided by the Alberta Government to find out more.
Alberta Blue Cross Seniors Coverage
- Free: Citizens, permanent residents, refugees and sponsored.
- 65-year-old Seniors, benefits start on the 1st day of the month turning 65.
- Benefit starts on July 1 ~June 30, every year.
- 1st day of 3rd month after arrival to Alberta, a senior can use.
- Proof of age may be needed. (A passport, a driver’s license or birth certificate from back home)
- Can only claim service done within 12 months.
- Covered fees:
– Prescription: 70% up to $25 per prescription, On AB benefit drug list, 100 day supply max. or require authorization
– Diabetic supplies, insulin treated, max $600 per year
– Ambulance (No deductible, all free)
– Clinical Psychological services $60 per visit, max $300 per year
– Chiropractic Services $25 per visit, max $200 per year
– Home Nursing Care maximum $200 per year
- Not covered:
– Travel insurance
– Semi-private or private hospital rooms,
– Drugs supplied and charged by doctors
– Drugs not listed in AB drug benefit list.
- Call 403-234-9666 (Calgary and area), 1-800-661-6995 (toll free)
Alberta Seniors Benefit
- Financial assistance for low-income seniors
- Canadian citizen/permanent resident seniors who have lived in AB for at least 3 months and 65 years old.
- Apply with Seniors Financial Assistance
- Varies by income, single/couple or accommodation status. Check Alberta Government’s Website for this year’s income limits
- Apply online
Dental and Optical Assistance for Seniors
Dental coverage up to $5000 every 5 years, optical up to $230 every 3 years per senior maximum for low-income seniors. Eligible services only. Available to 65 and older seniors living in Alberta for at least 3 months with low-income. The benefits do not carry-over. This is part of the Seniors Financial Assistance package.
Make sure to ask your dental provider to submit a pre-authorization (cost estimate) BEFORE using the benefit.
Basic dental services covered under this program include:
– diagnostic services (examinations and x-rays)
– preventive services (polishing and scaling)
– restorative services (fillings, trauma, pain control)
– extractions (simple and complicated)
– root canals (endodontics)
– procedures relating to gum disease (periodontics, root planing)
– dentures (removable prosthodontics, basic full and partial dentures)
Dental services and procedures not listed in the fee schedule and not covered:
– dental crowns
– fixed dental bridges
– braces and orthodontics
– dental implants
– fluoride treatment
– teeth bleaching and cosmetic procedures
– inlays (gold or gems)
Visit Alberta Government’s website for more information.
Seniors Property Tax Deferral Program
Part of the Seniors’ Financial Assistance package.
Low-interest home equity loan
· Eligible senior homeowners can defer property taxes
· Citizen/immigrant seniors(65+) living in AB (3 months+)
· Interest rate change 2 times a year (April and Oct)
Special Needs Assistance for Seniors Program
Provides financial assistance to eligible seniors with low-income towards the cost of some appliances, and specific health and personal supports.
· Must apply for Seniors Financial Assistance Application, get approval, and then apply for specific items/supplies
· Benefit year July 1st to June 30th, every year.
· Can apply online thru MyAlberta Digital Identity (MADI)
· A lump sum, up to $5,412 / year
· Low income, 65 and above Canadian / Albertan living in Alberta for at least 3 months prior to applying
· Wait for approval for eligible expenses, not after purchasing
· Appliances/furniture – Bed, dryer, refrigerator etc
· Health Supports – Diabetic supplies, nutritional beverages etc
· Personal Supports – Bed bug, home clean up etc
· Some are once in a lifetime/every year
Visit the Alberta Government’s website to find more details on items, limits and documents needed to be submitted.
Seniors Home Adaptation and Repair Program (SHARP)
Low- interest home equity loans can cover a range of home adaptations and renovations to help seniors stay in their homes longer.
· Eligible home adaptations and renovations include:
– bathroom/walk in tubs, furnace and hot water tank upgrades
– stair lifts, widening of doorways
– roof and window replacement
· Up to $40,000 for senior couples with income of $75,000 or less with minimum 25% home equity – no monthly fee, pay back when ownership change
Seniors Benefit Estimator
The benefit estimator tool is free, easy to use and does not need personal identifying information. You can use your most recent income tax return information or approximate amounts if you are not yet 65 years old.
Note: you must be at least 65 years old to qualify for the Seniors Financial Assistance programs.
Financial Assistance for Seniors Website
All of the Seniors’ Benefit list and information can be found on Alberta Government’s website. Please visit to find more detailed information.
Any questions regarding Alberta Seniors Benefit contact:
Alberta Supports contact Centre (Mondays to Fridays, except for holidays 8:15am – 4:30pm)
Free interpretation available.
Other Benefits from the Alberta Government
The following benefits can be provided to any Alberta residents, not only seniors, meeting the criteria.
Alberta Aids to Daily Living (AADL)
AADL helps Albertans with a long-term disability, chronic or terminal illness to pay for basic medical equipment and supplies.
• Specific medical equipment and supplies
• Two hearing aids are provided for seniors every 5 years
• You pay 25% to a max of $500 per family per year
• Low income are exempt from cost sharing
• You can work with AADL authorizer or AADL vendors to apply. Or talk to your health care provider.
Call 780-427-0731 or visit AADL website.
Residential Access Modification Program (RAMP)
Low-income Albertans with mobility challenges can apply for grants to modify their home.
• Grants to modify their access in homes
• Low income Albertans using wheelchairs/4 wheeled walkers
• Citizens/immigrants, after residing in Alberta for at least 3 months
• Up to $7,500 per person each benefit year (April 1 – Mar 30)
• Up to $15,000 per person within 10 years
• Permanent modification, easier access
• 780-427-5760 M-F 8:15am – 4:30pm
All applications and supporting documents need to be mailed to RAMP services.
For more information, refer to RAMP Guidelines and Criteria or visit their website
City of Calgary
The following program is run by City of Calgary for any low-income Calgarians.
Fair Entry Program
Programs and services for low-income Calgarians.
Subsidies for following programs are included:
– Calgary Transit low-income Seniors Yearly pass
– Recreation Fee Assistance
– No Cost Spay/Neuter Program
– Seniors Services Home Maintenance
– Property Tax Assistance Program
Health Equipment Loan (FREE)
Canadian Red Cross offer health equipment loan free services (wheelchairs, walker, crutches and canes, bath seats and benches etc).
Doctor’s referral needed, up to 6 months. Talk to your health care provider.
• 7-3140 14 Ave NE, Calgary 403-273-4426
Disclaimer: This material is not a substitute for the advice of a qualified health professional. This material is intended for general information only and is provided on an “as is”, “where is” basis. Although reasonable efforts were made to confirm the accuracy of the information, Alberta Health Services does not make any representation or warranty, express, implied or statutory, as to the accuracy, reliability, completeness, applicability or fitness for a particular purpose of such information. Alberta Health Services expressly disclaims all liability for the use of these materials, and for any claims, actions, demands or suits arising from such use. Last updated September 2023.